Money makes the world go round, they say. Philosophically, this can be debated over. But as far as living goes, money is essential as it is a necessity. By that reasoning, Authors Sharon Que and Clarissa Serina-De la Paz raised a wonderment we can’t help ponder on- why isn’t money taught in High School? I wish they taught money in High School discusses the rule of thumb when it comes to financial management from the perspective of “one of us” -the non experts, the layman, the everyday man.
Split in two parts- I Wish They Taught Money In High School: So I Can Start My Own Business by Sharon Que and I Wish They Taught Money In High School: So I’m Not Dependent On My Paycheck by Clarissa Serina-De la Paz- both used fun and easy methods to discuss, if not preach, the easy way to manage finances and make finances (so to speak) for one simple goal- to be rich. Or at least to have excess money. Inspired by Rich dad Poor dad and the author Robert Kiyosaki himself, I Wish They Taught Money In High School: So I’m Not Dependent On My Paycheck, stimulates mindset with fun visuals and drawings, carefully highlighting types of people and the way to shift from one circumstance to another.
An essential book for both the youngsters and the wisdomous, De la Paz stresses “This is an attitude I want to when handling their finances- to treat it like a game that can be won. As with every game, there are rules and mechanics, and those have to mastered to get ahead.” Admittedly not an expert nor a master of the craft, De la Paz says, “This is where I come in, as someone who has played the game and someone who has been making small victories throughout its course. By no means am I a financial or economic expert, but I have gone through a variety of literature on these topics, and have come up with my own set of principles based on personal experiences.” “I want to share my humble knowledge by approaching money in a non-threatening way, as someone who still understands the joy of paycheck, but has stopped relying on it.”
To say I gained learning from this is an understatement simply because, more than learning, I found a way to live with the means I have being yet in the early stage of my career-building years and expanding these means so that life in terms of my finances won’t always have to be on the edge. Perspective. That I learned is the key. Such that, to some people it is merely Income less Expenses=Investment whereas it can be Income less Investment equals Expense. I’m sure you saw the difference De la Paz so simply laid out. Here, investment is top in mind. As for I Wish They Taught Money In High School: So I can start my own business by Sharon Que, it tackles money making via entrepreneurship in a simplified way.
Basically, it’s about “Taking risk” -calculated risk- and starting something and through that, gaining more. Que, in the book, breaks down cash flow in business showing how one can balance the sheets and in the end have generated profit when income gives off excess after expense has been paid off. Like Clarissa, Sharon dismisses professional claims, saying “I do not claim to be an expert in this field, but the lack of professional title does not dissuade me from sharing what I’ve discovered about putting up successful businesses through the years.
And while I can’t say I’ve built a fortune worthy of a slot in the Forbes’ list, I’m slowly making my way down that path.” Because of that, the vision basically is to make the business field open, easy and accessible to anyone, stating “I wrote this book to ease the transition for hopefuls that are willing to dive in to the business industry. Most are led to believe that putting up a business is “for the rich”, or those who already have the money to start one; but this isn’t entirely true. And I want to show you by recounting my endeavors.” If you are, like me, someone who has an entrepreneurial spirit residing within, this side of the book would seem to be a bible of some sort which we could grab anytime of any day and review that which we already know in our hearts- the basics of business.
The why, what and the how, all answered so simply and so calmly that it makes fear of taking risk recoil and back out. It helps to read that the doer, too, made mistakes along the way but in the end made more instead. It inspired me more, to say the least. It is great how the book tackled two types of people; the ones who want to generate money while and alongside receiving paychecks (professionals, employees, artists, and so on) and the ones who want to make money from scratch through innovation and creation (the entrepreneurs). It narrows down two distinct types of people in similar level with differing approaches and tactic but one and the same goal- to live comfortably.
How to manage expenses, how to master the art of acquiring passive income and the meaning of passive income, how not to live from paycheck to paycheck, how not to be afraid of taking risk, how to start the start-up process of entrepreneurship, and how to make money and making money more fun, all these and so much more we can learn from Sharon Que’s and Clarissa Serina-De la Paz’s I Wish They Taught Money In High School, with fun images from award winning blog duo behind Googly Gooeys and by Lifestyle Upgrade 101.
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